Consider the Whole Picture
There was a time when looking after your estate was only for the wealthy. Nowadays though, most of us are aware of the need to make plans to ensure our futures are protected, but very few of us are actually doing anything about it.
Today, anybody can find themselves struggling to understand the complexities of estate protection and Inheritance Tax processes, and it's not solely about Inheritance Tax either.
How We Help
More than ever it’s vital to consider the whole picture. How does Capital Gains Tax affect you? What would happen in the event of illness? Are you prepared should you suffer a loss of income?
We can help you to assess your individual situation and requirements, before devising a plan to ensure you have the peace of mind you need.
Kirby & Knott are here to ensure that, when it comes to protecting your estate, you’ll get all the help, advice and support you need.
Our Services
Protection Planning
The future can be uncertain, but we will help ensure you’re as prepared as possible. We provide advice and services covering all forms of life insurance, critical illness cover and disability insurance.
Later Life Planning
When it comes to planning for later life, there is so much to consider. We can assist with Inheritance Tax planning, making Gifts, and securing an income for your long-term health care.
Long Term Care
Whether you are concerned about saving for care home fees in the future, or facing the possibility of needing to pay these fees now, we can help you and your family with the options available.
Gifts
It’s vital to understand how making a gift of money or assets can help to create a valuable exemption from Inheritance Tax. We will assess your circumstances and help to maximise your gifting allowances.
Inheritance Tax
There are a number of steps you can take to mitigate Inheritance Tax. We will take the time to understand your own specific circumstances and work closely with leading law firms to ensure you are fully protected.
Professional Trustee Services
St. James's Place provide an extensive range of services and solutions for trustees. In all cases, matters are personally discussed in detail and placed on record.
Wills & Powers of Attorney
Let us help you put everything in place to ensure that your Will and a Lasting Power of Attorney are in order*. These are crucial elements of any effective form of financial planning, and sound advice is a must.
Estate Administration
It’s time-consuming and stressful to deal with the financial affairs of a loved one after they die. We will help you understand what needs to happen in terms of the legal, financial and tax arrangements.
The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is generally dependent on individual circumstances.
*The writing of a Will or Powers of Attorney involves the referral to a service that is separate and distinct from those offered by St. James's Place. Wills and Powers of Attorney are not regulated by the Financial Conduct Authority.